B2B Card Infrastructure

Launch your card program without a bank.

The ultimate ready-made infrastructure. Issue virtual and physical cards instantly, integrate via our robust API, and control everything from a unified modern dashboard.

4PaymentsVirtual
4532 1190 2043 5510
Valid Thru12/28
CVC***

Fast Integration

Modern API with clean documentation.

Global Cards

Premium BINs for top approval rates.

Turnkey Platform

Issuer & compliance included.

Built for your scale.

Whether you are a media buying team scaling campaigns or an enterprise building fintech products, our infrastructure adapts to you.

Different GEOs

Access cards for global media buying across multiple regions.

USD / EUR Cards

Multi-currency support for all major ad platforms.

High Quality BINs

Premium trust BINs for top approval rates and less bans.

Fast Onboarding

Skip the bureaucracy and start issuing cards in minutes.

Instant Crypto Topups

Fund your account with USDT/USDC instantly 24/7.

Team Work & Budgeting

Manage team limits, roles, and media buyer wallets.

Detailed Analytics

Real-time granular stats on transactions & exact fees.

Flexible Limits

Scale your advertising volumes without restrictions.

Different GEOs

Access cards for global media buying across multiple regions.

USD / EUR Cards

Multi-currency support for all major ad platforms.

High Quality BINs

Premium trust BINs for top approval rates and less bans.

Fast Onboarding

Skip the bureaucracy and start issuing cards in minutes.

Instant Crypto Topups

Fund your account with USDT/USDC instantly 24/7.

Team Work & Budgeting

Manage team limits, roles, and media buyer wallets.

Detailed Analytics

Real-time granular stats on transactions & exact fees.

Flexible Limits

Scale your advertising volumes without restrictions.

Different GEOs

Access cards for global media buying across multiple regions.

USD / EUR Cards

Multi-currency support for all major ad platforms.

High Quality BINs

Premium trust BINs for top approval rates and less bans.

Fast Onboarding

Skip the bureaucracy and start issuing cards in minutes.

Instant Crypto Topups

Fund your account with USDT/USDC instantly 24/7.

Team Work & Budgeting

Manage team limits, roles, and media buyer wallets.

Detailed Analytics

Real-time granular stats on transactions & exact fees.

Flexible Limits

Scale your advertising volumes without restrictions.

Launch in days.

A straightforward integration process without legacy banking bureaucracy.

Day 1

Create an Account

Register on our platform and pass the quick verification process to get full access to the infrastructure.

Day 1

Generate API Keys

Access your dashboard to issue unique secret keys and configure webhooks for your environment.

Days 2-5

Implement & Connect

Use our comprehensive documentation to embed card issuing and processing logic into your software.

Day 6

Test Environment

Run sandbox transactions to verify that balances, limits, and callbacks operate exactly as expected.

Day 7

Go Live

Switch to production mode and start issuing real cards to your clients or media buying teams instantly.

White-label Solution

Your brand.
Our engine.

Launch your own card product without building from scratch. We provide a ready-made frontend application tailored to your brand identity.

Fully customizable UI/UX
Zero backend code required
Direct API syncing
Ready user dashboards
YourBrand
Premium
Total Balance
$42,500.00
VirtualVISA
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Crypto-to-Fiat Auto Conversion

Spend crypto
like cash.

Enable your users to spend stablecoins as everyday money. Funds are automatically converted to fiat at the exact moment of purchase.

Apple Pay & Google Pay

Add cards to mobile wallets instantly.

Zero manual conversion

No need to sell crypto on exchanges first.

Online & Offline

Pay for ads, software, or coffee at the store.

100.00
EUR
ETH0.052
ETH
USDC111.72
USDC
USDT250.00
USDT
TRX1500.5
TRX
$
112.17
USD

One platform. Infinite models.

Built to adapt to your specific business model.

Media Buying Teams

Scale your ad campaigns across any platform without restrictions. Issue premium trust BINs in bulk, manage team budgets centrally, and track expenses in real-time.

01 / 04

Web3 & Crypto Projects

Bridge the gap between crypto and everyday spending. Allow your users to spend their balances anywhere with auto-conversion and zero manual exchange steps.

02 / 04

Fintech Startups

Build the next generation neobank. Focus on your user experience and front-end development while we handle the complex banking infrastructure and API integrations.

03 / 04

Corporate Expenses

Streamline your global operations. Issue cards to your remote team worldwide, set granular spending limits, and automate your entire expense accounting process.

04 / 04

Frequently Asked Questions

Everything you need to know about 4Payments infrastructure.

No, 4Payments.io is a B2B infrastructure service. We provide access to issuing banks and payment systems (Visa/Mastercard) via API and our platform, allowing you to build your own card program without becoming a bank yourself.

Start your program

Leave a request and our team will get back to you with the best infrastructure solution.

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Ready to launch your
card program?

Join leading affiliate teams and fintech enterprises using 4Payments infrastructure to scale their business globally.